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Hello,
I'm Roman Wells
CEO, MORTGAGE PLANNING & LENDING EXPERT

NMLS#: 1797285

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Founded in 2012 by Kevin Wells, MyPrimeHomeLoan.com was established with a clear vision: to create a high-performing team culture where professionals are empowered to grow, succeed, and deliver exceptional service.

MPHL has built a reputation for reliability, innovation, and results. We offer a comprehensive portfolio of modern, client-focused loan programs designed to serve a diverse range of financial needs.

Our competitive edge lies in our commitment to operational excellence. Leveraging advanced technologies—including AI-driven platforms and state of the art systems—we’ve developed an efficient, scalable workflow that enables us to deliver faster turnarounds, greater accuracy, and a seamless borrower experience.

At MPHL, we don’t just process mortgage applications—we optimize them. Our goal is to set a new standard for speed, service, and simplicity in the mortgage industry.

All-in-One Solution

Our Loan Process...

PRE-APPROVAL

A loan pre-approval sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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